To families surviving on less than $1000/month, it’s no wonder payday loan operations are able to thrive in our communities. financial literacy is an essential tool for good decision-making and is as important as learning to read and write, Brighter Beginnings is helping clients understand how to open bank accounts, manage their money and make good financial choices.

Program Details

Families with more financial stability are healthier and live longer. That’s why we include financial education in every family-strengthening intervention. Every new and existing Brighter Beginnings individual or family client completes a Financial Assessment. Then they are ready to participate in one of Brighter Beginnings’ Family Financial Fitness workshops.

Workshops are offered in both English and Spanish. The curriculum, delivered in six sessions, covers basic topics such as “Banking 101,” distinguishing between wants and needs, setting a budget and creating a Financial Action Plan of financial goals.

One-on-One Coaching every Family Advocate is trained in Financial Coaching and works individually with families to reinforce what clients learn and help advance the financial goals they’ve set.

Connections to Other Services